Tired of seeing the loan fallout at the later stage?

Prudent AI's first ever self-serve income analysis engine for LOs & brokers! It helps you catch bad loans right at intake, so only the good ones move forward.

Partnered & Trusted by

Decision-ready income intelligence at intake

With Prudent AI, instead of waiting for Income desks to respond, borrowers & brokers can move forward with confidence

Loan Officers & Brokers get the Superpower

Without juggling multiple apps, LOs get the summary of income analysis right within the Prudent AI portal.

All they have to do is upload the docs & wait for 2 minutes. Prudent AI handles the rest.

Now, LOs & brokers need not wait for weeks to hear back from the Income desks.

Increase the loan pull through rate

Stop bad loans at intake and only let the good loans move downstream

When Prudent AI automatically flags frauds and notifies at the intake, LOs can immediately act on it

So, Borrowers are qualified on defensible income, not assumptions

Adding Smarts to your existing POS

We focus on giving borrowers and brokers instant clarity at intake — what’s missing, what’s usable, and what qualifies.

Only complete, qualified files move forward, so AEs stop wasting time identifying gaps and chasing documents.

The result is a better customer experience: clear expectations upfront, fewer back-and-forths, and no late-stage surprises.

Easy integrations, zero disruption

No re-platforming required. We provide native integrations that plug directly into your existing LOS and POS workflows.

Secure APIs designed to adapt to your current processes without forcing new ones.

White-label ready, so the experience stays fully aligned with your brand while everything runs quietly in the background.

Hear from the Lenders that love Prudent AI

"With Prudent AI, we are absolutely more productive and we can touch more files on a day-to-day basis. Underwriting productivity improved by 4x. Full manual review underwriters may do one new underwrite on a daily basis because of the review, especially if you’re doing a 24-month bank-statement review."