Make smarter lending decisions with our intelligent bank statement analyzer
Our AI-powered platform automates qualified income calculation & verifies income with 100% accuracy by capturing and analyzing bank statements in minutes.
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Trusted by the top mortgage lenders
Fastest AI-powered bank statement analysis
Our intelligent data automation platform is lightning fast and 100% accurate. Our turnaround time is the best in the industry. We process 24 months of bank statements in under 15 minutes.
Automated Qualified Income Calculation
Our lending decision engine automatically captures borrowers’ bank statement data, classifies deposits into various income and non-income categories, and calculates the net qualified income.
Our income calculator allows you to include or exclude deposit transactions & dynamically calculates its impact on the qualified income. Once the qualified income is finalized, the best part is you get to download the output in your organization’s Income Calculation worksheet format.
Automated Qualified Income Calculation
Our lending decision engine automatically captures borrowers’ bank statement data, classifies deposits into various income and non-income categories, and calculates the net qualified income.
Our income calculator allows you to include or exclude deposit transactions& dynamically calculates its impact on the qualified income Once the qualified income is finalized, the best part is you get to download the output in your organization’s Income Calculation worksheet format.
Intelligent Income Data
Make smarter lending decisions to qualify & approve non-traditional income by slicing & dicing the transaction data across accounts and period. Our rich cash flow & income analysis provides insights into a borrower’s creditworthiness by intelligently parsing hundreds of data points & flagging non-income data such as large deposits, recurring transactions, transfers etc.
The future of lending is here.
Learn how Prudent AI helps you stay ahead of the competition?
Superfast Data Processing
Our turnaround time is the best in the industry. Process bank statements in under 30 minutes.
Qualified income in a click
With Prudent AI, you can apply rules and view the qualified income for the uploaded bank statements within seconds.
No room for errors
Our AI engine processes bank statements with 100% accuracy leaving zero chance for errors.
Scale with the market
Cater to the changing market demand while keeping the operating cost in check.
Better borrower experience
Improve borrower experience by generating loan quotes faster.
UI that users love
Give the users in your organization worldclass UI that's a joy to use and super easy to master.
Don't take our word for it.
Listen to our customers who've immensely benefited by Prudent AI
Joseph Lydon
Managing Director, Lendsure Mortgage Corporation
Prudent AI has made our employees happier by automating monotonous work, reducing errors, and bringing us great speed. We love the attention to detail, the high quality, and the flexibility to meet our needs. I’d always want Prudent AI on our side.
Joseph Dahleen
Co-managing director, Talis Lending
Innovation is an often-overused term in the mortgage industry, but Prudent AI’s income calculator changed the entire workflow from days to minutes. My team’s productivity accelerated and our customer experience with accelerated response times wins new business.
John Groff
Sr Project Manager, Lendsure.
Prudent AI has not only met but exceeded all our expectations with their technology, customer service, and professionalism.
Nelo Maher
Credit Analyst , Lendsure
Prudent AI saves me minimum 2 hours time for each loans i process. It is amazing!
Dawn Gilliespie
Underwriting manager, Flexpoint
I would highly recommend Prudent AI to anyone in this business who needs to do these types of income calculations. Verses other similar products I have used Prudent AI is far superior in ease of use compared to the others. Don’t wait, give them a try today!
Joseph Dahleen
Co-managing director, Tallis Lending
Innovation is an often-overused term in the mortgage industry, but Prudent AI’s income calculator changed the entire workflow from days to minutes. My team’s productivity accelerated and our customer experience with accelerated response times wins new business.
Joseph Lydon
Managing Director, Lendsure Mortgage Corporation
Prudent AI has made our employees happier by automating monotonous work, reducing errors, and bringing us great speed. We love the attention to detail, the high quality, and the flexibility to meet our needs. I’d always want Prudent AI on our side
Dawn Gilliespie
Underwriting manager, Flexpoint
I would highly recommend Prudent AI to anyone in this business who needs to do these types of income calculations. Verses other similar products I have used Prudent AI is far superior in ease of use compared to the others. Don’t wait, give them a try today!
Lendsure Increases its loan volumes by 66% with Prudent AI
Prudent AI has increased Lendsure's productivity by saving a minimum of 2 hours per loan application.
Read Case Study
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It’s time to step into the future
Talk to us to understand how you can automate your lending processing using Prudent AI.
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