Upfront Income
Get Income Certainty for Every Borrower
Prudent AI’s Upfront Income Co-Pilots help you calculate qualified income for W-2 earners, Self-Employed borrowers, and Freelancers—all under 2 minutes.
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INTEGRATIONS
Works well with your existing stack
Prudent AI Co-Pilots integrate with your existing LOS seamlessly. Get alerts on missing documents, reduce compliance risks, and eliminate frauds within your existing ecosystem.
Fannie-Mae Approved Income Calculator
Bank Statement Analyzer
W-2 Earners Income Calculator
Fannie-Mae Approved Income Calculator
With our Fannie Mae’s Income Calculator to calculate the QI for self-employed borrowers and make it DU-ready! Once you upload the borrower documents, it automatically calssifies, extracts details needed, detects fraud, and calculates QI. Right after this, you can push results directly to DU and get feedback instantly!
“In the past 7 years, we’ve served over 40+
leading Non-QM lenders. Now, taking those
loads of experience to Agency lenders as well”
Bank Statement Analyzer
Reviewing 12 to 24 months of bank statements used to take
hours — now it takes just 2 minutes. Prudent AI’s Bank Statement Analyzer extracts deposits, filters out noise, and calculates monthly income with precision. Give your AEs and income desk full visibility and confidence, with clear, investor-ready outputs
W-2 Earners Income Calculator
Extract, analyze, and calculate qualified income for W-2
earners. The In-built fraud detection feature identifies and flags you about any anamolies found in the borrower’s income docs.
This is the sure-fire way to compute QI from standard income documentation with speed and accuracy
Why is it important now?
Borrowers’ income streams are more complex than ever—making it harder each day to calculate accurate qualified income. Prudent AI is here to simplify that, once and for all.
Join 50+ Lenders & cater to any borrower type
Takes less than 2 minutes to compute QI
White-labeled and API-friendly infrastructure
Quick and seamless implementation
Easily accessible for everyone in your organization
Detects anamolies and flags before it’s too late
A borrower that waits too long is the borrower that shops!
Use Prudent AI’s Income Co-Pilots to get instant income certainty and win more qualified borrowers
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Never miss any updates.
Use Prudent AI’s Income Co-Pilots to get instant income certainty and win more qualified borrowers
Copyright © 2025 Prudent AI
Resources
Never miss any updates.
Use Prudent AI’s Income Co-Pilots to get instant income certainty and win more qualified borrowers