Experience the gold standard for income certainty

Prudent AI pioneered income automation for bank statements and now extends that certainty across all borrower types. See the complete AI copilot stack that delivers income certainty for every borrower type in under 2 minutes.

Prudent AI pioneered income automation for bank statements and now extends that certainty across all borrower types. See the complete AI copilot stack that delivers income certainty for every borrower type in under 2 minutes.

Meet us at MBA 2025
Oct 19-22, Las Vegas

Trusted by

Industry Leaders

Trusted by

Industry Leaders

Trusted by Industry Leaders

The AI Copilots That Transformed Lending, Now Perfected for Every Segment

Bank Statement Analyzer

The Proven Non-QM Industry Benchmark

Process 12–24 bank statements & get insights in under 2 minutes
Extracts deposits, filters noise, calculates income with precision
Delivers investor-ready outputs your desk can trust

Bank Statement Analyzer

The Proven Non-QM Industry Benchmark

Process 12–24 bank statements & get insights in under 2 minutes
Extracts deposits, filters noise, calculates income with precision
Delivers investor-ready outputs your desk can trust

Lenders using Prudent AI close 4X more loans

Angel Oak has been committed to growing the Non-QM market since 2013

Our collaboration with Prudent AI, along with the utilization of Prudent AI Upfront AUS solution, will be instrumental in helping us continue to lead that growth
Tom Hutchens
President, Angel Oak Mortgage Solutions
"With Prudent AI being able to give us a solution that delivers clear and reliable results, it really helps. One of the other things that we leverage with those results is using them to educate our customers better to understand the bank-statement loans or other income calculations."
Paul Jones
Senior Vice President of Business Development
"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."
David Butler
Chief Strategy Officer
"Since implementing Prudent AI, I don’t have individual underwriters doing their own interpretation of income. I have consistency in looking at bank statements and looking at the income in a certain way. With Prudent AI, I have gone from about an hour to review 12 months of statements to 15 to 20 minutes."
Suzy Lindblom
Chief Operating Officer
The future of underwriting starts upfront.

At NewFi, we believe that giving brokers clarity at the point of submission is key to unlocking scale in Non-QM. We're excited to partner with Prudent AI to build the tech platform that makes this future possible
Steve Abreu
Founder & CEO

Angel Oak has been committed to growing the Non-QM market since 2013

Our collaboration with Prudent AI, along with the utilization of Prudent AI Upfront AUS solution, will be instrumental in helping us continue to lead that growth
Tom Hutchens
President, Angel Oak Mortgage Solutions
"With Prudent AI being able to give us a solution that delivers clear and reliable results, it really helps. One of the other things that we leverage with those results is using them to educate our customers better to understand the bank-statement loans or other income calculations."
Paul Jones
Senior Vice President of Business Development
"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."
David Butler
Chief Strategy Officer
"Since implementing Prudent AI, I don’t have individual underwriters doing their own interpretation of income. I have consistency in looking at bank statements and looking at the income in a certain way. With Prudent AI, I have gone from about an hour to review 12 months of statements to 15 to 20 minutes."
Suzy Lindblom
Chief Operating Officer
The future of underwriting starts upfront.

At NewFi, we believe that giving brokers clarity at the point of submission is key to unlocking scale in Non-QM. We're excited to partner with Prudent AI to build the tech platform that makes this future possible
Steve Abreu
Founder & CEO

The Team That Pioneered
AI-Driven Income Certainty

We solved the hardest income verification challenge first. Now we've cracked the code on seamless, plug-and-play AI copilots that work across your entire lending operation.