One Platform for all Income types Your LOs Wish They Had Yesterday
One Platform for all Income types Your LOs Wish They Had Yesterday
Upload any income document- W2s, paystubs, bank statements and get QI at intake. Switch between FHA, Fannie, VA, or any loan program within the same console. Same speed, zero hassle.
Stop copying, pasting, and re-running income. Prudent AI brings the Fannie Mae Income Calculator directly into your workflow—so income moves forward without friction.
Stop copying, pasting, and re-running income. Prudent AI brings the Fannie Mae Income Calculator directly into your workflow—so income moves forward without friction.
Partnered &
Trusted by
Partnered & Trusted by
What Happens When Income Certainty Moves from Mile 28 to Mile 1?
Handle any Income type in one place
Upload anything—W-2s, tax returns, bank statements, P&Ls. We calculate QI for FHA, VA, USDA. Extract data for Fannie/Freddie.
Process Non-QM investor guidelines like bank statement programs, or custom overlays in just 2 minutes.
Turn Your LOs into Superheroes
Know loan quality at intake, not after underwriting. Complete income qualification in under 2 minutes.
Switch between agencies and Non-QM investor guidelines instantly to match the right borrower to the right program—before anyone wastes time on a file that won't close.
Stop Income Fraud at Upload
Pre-emptive checks catch gaps, inconsistencies, and risks before your borrower starts shopping your competitor.
Automatic detection for Income inconsistencies across documents, missing required docs (paystubs, W-2s, tax schedules), mismatched employer, etc.
Plug & Play (Actually)
API integration with your LOS, broker portals, TPO systems—whatever you're using. No platform migration. No workflow rebuild.
Implementation in days, not quarters. Go live without dedicating your entire IT team to a nine-month integration project that maybe launches by year-end.
Handle any Income type in one place
Upload anything—W-2s, tax returns, bank statements, P&Ls. We calculate QI for FHA, VA, USDA. Extract data for Fannie/Freddie.
Process Non-QM investor guidelines like bank statement programs, or custom overlays in just 2 minutes.
Stop Income Fraud at Upload
Pre-emptive checks catch gaps, inconsistencies, and risks before your borrower starts shopping your competitor.
Automatic detection for Income inconsistencies across documents, missing required docs (paystubs, W-2s, tax schedules), mismatched employer, etc.
Turn Your LOs into Superheroes
Know loan quality at intake, not after underwriting. Complete income qualification in under 2 minutes.
Switch between agencies and Non-QM investor guidelines instantly to match the right borrower to the right program—before anyone wastes time on a file that won't close.
Plug & Play (Actually)
API integration with your LOS, broker portals, TPO systems—whatever you're using. No platform migration. No workflow rebuild.
Implementation in days, not quarters. Go live without dedicating your entire IT team to a nine-month integration project that maybe launches by year-end.
Too good to be true? Hear it from our customers!
"Prudent AI's Upfront AUS solution will be instrumental in helping us continue to lead [Non-QM] growth."
Tom Hutchens
President
The result
Doubled loan capacity. Bank statement processing dropped from hours to under 5 minutes.
"Prudent AI has made our employees happier by automating monotonous work. I'd always want Prudent AI on our side."
Joseph Lydon
Co-founder and Managing Director
The result
Replaced 4-hour Excel macros with minutes. 4X productivity increase. (Yes, we did the math.)
"Prudent AI's Upfront AUS solution will be instrumental in helping us continue to lead [Non-QM] growth."
Tom Hutchens
President
The result
Doubled loan capacity. Bank statement processing dropped from hours to under 5 minutes.
"Prudent AI has made our employees happier by automating monotonous work. I'd always want Prudent AI on our side."
Joseph Lydon
Co-founder and Managing Director
The result
Replaced 4-hour Excel macros with minutes. 4X productivity increase. (Yes, we did the math.)
