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Add instant, automated pre-qualification to your broker portal.
Give brokers instant answers—so they send complete, ready-to-close loans from the start.
Flag missing docs instantly, reducing submission errors by 95%.
Process all income types - W2s, pay stubs, bank statements, and more.
Reduce back and forth communication between brokers and AEs.

Win more good loans with Prudent AI Upfront
3X
more origination capacity
40%
higher pull-through on prequal loans
65%
lower cost per closed loan
Fix the top of the funnel, everything downstream wins.
01
Doc Screening
Verify every uploaded doc at intake so TPOs fix issues before submission.

02
Indexing & Data Extraction
Auto-sort income docs and extract key values from 1003s and credit reports.

03
Income Intelligence
Apply underwriter-level income logic to calculate qualified income.

04
Eligibility Certification
Match every file to your guidelines—only exceptions reach your team.

05
AI Co-pilot
Recommend best-fit loan options to your borrowers based on real income data.

Fix the top of the funnel, everything downstream wins.
TPO Portal: Instant file checks
Catch missing income documents at upload—before files reach your team.
Income Intelligence: Underwriter-level reviews
Analyze income docs automatically with the same precision as your underwriters.
Income Co-pilot: Smarter loan matches
Suggest the right loan structure for each borrower based on real income data.

Unify your pipeline — from TPO upload to Income Desk approval
Streamline workflow integration
Connect Brokers, AEs, and Underwriting teams with a single source of income truth.
Deploy AI Income Copilot
Generate tailored borrower insights from gig workers to entrepreneurs.
Eliminate false positives
Spot fraud with confidence - no noise, no false positives.

Fit Upfront seamlessly into your system
Connect instantly with your LOS, CRM, or POS
Sync in minutes—not months—with simple, secure integrations.
Stay reliable during volume surges
Handle peak traffic effortlessly without slowing down your team.
Make adoption effortless for your teams
Deliver an intuitive, easy-to-use experience that fits right into existing workflows.

Lenders using Prudent AI close 4X more loans
When your team touches only qualified loans, everyone wins.
Let’s get pre-qualification right—Upfront.