Grow your pipeline by accelerating prequal approvals.

Empower your TPOs by issuing prequal letters in 15 minutes.
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Add instant, automated pre-qualification to your broker portal.

Give brokers instant answers—so they send complete, ready-to-close loans from the start.

Icon_enable your team to approve 4x more loans

Flag missing docs instantly, reducing submission errors by 95%.

Icon_enable your team to approve 4x more loans

Process all income types - W2s, pay stubs, bank statements, and more.

Icon_enable your team to approve 4x more loans
Reduce back and forth communication between brokers and AEs.

Win more good loans with Prudent AI Upfront

3X

more origination capacity

40%

higher pull-through on prequal loans

65%

lower cost per closed loan

Fix the top of the funnel, everything downstream wins.

01
Doc Screening
Verify every uploaded doc at intake so TPOs fix issues before submission.
02
Indexing & Data Extraction
Auto-sort income docs and extract key values from 1003s and credit reports.
03
Income Intelligence
Apply underwriter-level income logic to calculate qualified income.
04
Eligibility Certification
Match every file to your guidelines—only exceptions reach your team.
05
AI Co-pilot
Recommend best-fit loan options to your borrowers based on real income data.

Fix the top of the funnel, everything downstream wins.

TPO Portal: Instant file checks

Catch missing income documents at upload—before files reach your team.

Income Intelligence: Underwriter-level reviews

Analyze income docs automatically with the same precision as your underwriters.

Income Co-pilot: Smarter loan matches

Suggest the right loan structure for each borrower based on real income data.
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Unify your pipeline — from TPO upload to Income Desk approval

Icon_enable your team to approve 4x more loans
Streamline workflow integration
Connect Brokers, AEs, and Underwriting teams with a single source of income truth.
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Deploy AI Income Copilot
Generate tailored borrower insights from gig workers to entrepreneurs.
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Eliminate false positives
Spot fraud with confidence - no noise, no false positives.
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Fit Upfront seamlessly into your system

Connect instantly with your LOS, CRM, or POS

Sync in minutes—not months—with simple, secure integrations.

Stay reliable during volume surges

Handle peak traffic effortlessly without slowing down your team.

Make adoption effortless for your teams

Deliver an intuitive, easy-to-use experience that fits right into existing workflows.
API section images that explain how to integrate with Prudent AI's API within lenders portal

Lenders using Prudent AI close 4X more loans

Customer image_Jacqueline Weed
We’ve saved tens of thousands using Prudent AI. The instant results help us respond faster, boosting customer service.

We're not just users — we're fans!
Jacqueline Weed
EVP TPO Operations, American Heritage
15 Mins
Avg. Pre-approval Time
300%
Increase in volume
3.5 Hours
Saved per loan
Read Case Study
Customer image_Alysse Prosnick
I chose Prudent AI for its unique ability to tailor income calculations to our guidelines.

The intuitive UI/UX enables quick access to information, and we've seen significant cost savings per loan by reducing manual effort.
Alysse Prosnick
SVP Operations at Angel Oak Companies
15 Mins
Avg. Pre-approval Time
50%
Cost savings
4 Hours
Saved per loan
Read Case Study

When your team touches only qualified loans, everyone wins.

Let’s get pre-qualification right—Upfront.
Book a Demo