Why we built Prudent AI
Mortgage lending runs on trust. But that trust is fractured when every file gets checked again and again. Because no one fully trusts the last review. Each recheck burns revenue and erodes borrower confidence.
We built Prudent AI to solve that at the root. By delivering verified, clean data at intake, we eliminate redundant reviews and give lenders what they need most: certainty from Day 1.






Built by people who’ve lived the risk
Our founders came from global finance, where risk means real accountability.
Jayendran GS audited global banks, spotting cracks before they became collapses. Srikanth Rajaraman built risk systems trusted by Fortune 500s to keep billions flowing safely.
At EY, they learned a simple truth: uncertain data breaks everything downstream.
Lending was no different. Decisions were being built on shaky data, again. So they built Prudent AI - to give lenders what they lacked: trust at the very first touchpoint.
Because that’s what Prudent stands for: good judgment, applied wisely.
“Prudent AI exists to make lenders the superheroes of their borrowers’ journey. We give them clarity, control, and instant answers - no black boxes, no hidden logic.”
Jayendran GS, Co-founder & CEO
Developed by people who’ve lived the pain of lending.
Trusted by America’s leading lenders









