Why we built Prudent AI

We're not just building software. We're rewriting how mortgage works.

Mortgage lending runs on trust. But that trust is fractured when every file gets checked again and again. Because no one fully trusts the last review. Each recheck burns revenue and erodes borrower confidence.

We built Prudent AI to solve that at the root. By delivering verified, clean data at intake, we eliminate redundant reviews and give lenders what they need most: certainty from Day 1.

Co-funder Jay is interacting with a client
Co-founders visiting clients
Co-founders Jay and Sri with Chief Growth Officer Paul
Chief Growth Officer Paul and California MBA event
Co-founders Jay and Sri at Housingwire conference
Chief Growth Officer Paul speaking at Western Secondary Market Conference

Built by people who’ve lived the risk

Our founders came from global finance, where risk means real accountability.

Jayendran GS audited global banks, spotting cracks before they became collapses. Srikanth Rajaraman built risk systems trusted by Fortune 500s to keep billions flowing safely.

At EY, they learned a simple truth: uncertain data breaks everything downstream.

Lending was no different. Decisions were being built on shaky data, again. So they built Prudent AI - to give lenders what they lacked: trust at the very first touchpoint.

Because that’s what Prudent stands for: good judgment, applied wisely.

Prudent AI co-founder Jayendran
Jayendran GS (Jay)
Co-founder
Prudent AI co-founder Srikanth
Srikanth Rajaraman (Sri)
Co-founder

“Prudent AI exists to make lenders the superheroes of their borrowers’ journey. We give them clarity, control, and instant answers - no black boxes, no hidden logic.”

Jayendran GS, Co-founder & CEO

Developed by people who’ve lived the pain of lending.

Trusted by America’s leading lenders

Why leading lenders stay with us

Customer image_Jacqueline Weed
We’ve saved tens of thousands using Prudent AI. The instant results help us respond faster, boosting customer service.

We're not just users — we're fans!
Jacqueline Weed
EVP TPO Operations, American Heritage
15 Mins
Avg. Pre-approval Time
300%
Increase in volume
3.5 Hours
Saved per loan
Read Case Study
Customer image_Alysse Prosnick
I chose Prudent AI for its unique ability to tailor income calculations to our guidelines.

The intuitive UI/UX enables quick access to information, and we've seen significant cost savings per loan by reducing manual effort.
Alysse Prosnick
SVP Operations at Angel Oak Companies
15 Mins
Avg. Pre-approval Time
50%
Cost savings
4 Hours
Saved per loan
Read Case Study

Don’t lose Non-QM borrowers to your competitors

Let Prudent AI do the heavy lifting – so you focus on scaling your business.
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