Reimagining lending from the ground up

We're not just building software. We're rewriting how mortgage works.

Our AI platform transforms complex financial documents into instant decisions. What took days now takes minutes. What required teams now needs clicks. What was uncertain is now crystal clear.

Built by people who’ve lived the pain of lending.

The minds that made it happen

Behind every breakthrough is a human story. Ours begins with Jayendran GS—a technologist trapped in an accountant's life until the pull of innovation became irresistible.

But visions need anchors. Enter Srikanth Rajaraman. While Jay dreamed in algorithms, Sri built foundations. Together, they created the perfect balance—Jay's analytical brilliance meets Sri's unwavering execution.

The result? A powerhouse partnership that turns impossibilities into realities.

Jayendran GS (Jay)

Co-founder

Srikanth Rajaraman (Sri)

Co-founder

"When we cut bank statement reviews from 10 days to 10 minutes, it wasn’t just faster—it was our mortgage eureka moment."

Jayendran GS (Jay)

Trusted by America’s leading lenders

Why leading lenders stay with us

We’ve saved tens of thousands using Prudent AI. The instant results help us respond faster, boosting customer service.

We're not just users — we're fans!

Jacqueline Weed

EVP TPO Operations, American Heritage

15 Mins

Avg. Pre-approval Time

300%

Increase in volume

3.5 Hours

Saved per loan

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I chose Prudent AI for its unique ability to tailor income calculations to our guidelines.

The intuitive UI/UX enables quick access to information, and we've seen significant cost savings per loan by reducing manual effort.

Alysse Prosnick

SVP Operations at Angel Oak Companies

15 Mins

Avg. Pre-approval Time

50%

Cost savings

4 Hours

Saved per loan

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Don’t lose Non-QM borrowers to your competitors

Let Prudent AI do the heavy lifting – so you focus on scaling your business.

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