Achieve borrower income certainty with a few lines of code

PrudentAI APIs integrate seamlessly into your tech stack. Get instant income certainty with fraud protection from your borrowers' bank statements.

Trusted by

Industry Leaders

Trusted by

Industry Leaders

Trusted by Industry Leaders

A Powerful API built to scale your lending business

Go from manual to AI-powered loan pre-approvals for your bank statement loans

Works with your existing tools

Prudent AI Co-Pilots seamlessly integrate with your existing workflows, internal and external systems right from the first day!

Faster processing speeds

Prudent AI processes 12 months’ worth of bank statements in 2 minutes.

Multiple accuracy checks

We run multiple checks while analyzing borrower income data to ensure 100% accuracy.

AI-powered Fraud Check

Our AI models are trained to instantly look for suspicious transactions and document tampering

Our customers have added AI capabilities to their lending infrastructure

Go from manual to AI-powered loan pre-approvals for your bank statement loans

"Prudent AI enhanced our efficiency, reduced response times, and offered great flexibility in processing and analysis. They even worked with us to enhance our existing workflows. The ease of deployment and the ability to make changes on the fly were standout features that greatly benefited our team."

David Raju

Group Chief Information Officer, AngelOak Companies

Get AI Co-pilots that work across your organization

From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every loan file

Put AI Co-pilots to Work Across your Lending Team

From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file

Put AI Co-pilots to Work Across your Lending Team

From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file

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Copyright © 2025 Prudent AI

Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!

Copyright © 2025 Prudent AI