Complete Loan Lifecycle covered. For every Borrower type.
While competitors solve one thing, Prudent AI bridges gaps From origination to underwriting for self-employed, wage earners, and complex business owners.
"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."
David Butler
Chief Strategy Officer
Why switch to Prudent AI?
Lightning fast: Blink and you'll miss it!
2 mins 17 seconds. That's the time it takes for us to process 24 months' bank statement.
Don't settle. Achieve 100% accuracy.
99% is good. But not good enough. Prudent AI offers 100% accurate results every single time.
Intelligent insights. Powered by AI.
Prudent AI automatically categorizes bank deposits and calculates the qualified income within minutes.
Customize the output your way
Why settle for your current tool's standardized output when you can get pre-filled output in your organization’s income worksheet format?
Scale fast. Spend less.
Prudent AI instantly scales based on your growing loan volumes and also helps you save on operating cost by up to 50%.
World class UX
Ease-of-use via design is a key feature of Prudent AI. Give your users superpowers with a powerful system that they can easily learn and use.
Experience the power of AI
300%
Increase in loan volumes
4X
4 Hrs
Saved per loan application
Features
Processing time
100% accurate
Extraction of deposit details
Update and exclude bank statements
Summary of key info (NSF/ OD/Deposits)
Automatic categorisation of deposits to be included and excluded
On-screen Expert mode to include/ exclude/ edit income categories
Search/Filter any transaction on screen
Ownership and expense factors adjustment
Scenario builder (Adjusting time / expense/ deposit categories)
Real-time calculation of Net Qualified Income based on inclusions / exclusion
Activity trail of all income calculation decisions
Customized Output in Organization’s Income Calculation Format
Onboarding
Pricing
Prudent AI
~ Under 15 Mins
10 Mins Onboarding
$$$
Competitors
~ 4 Hours
Takes several weeks
$$$$$
