Upfront Index
Upfront Index
Upfront Index
Upfront Index
Transform loan document chaos into organized files instantly.
Prudent AI Upfront Index automatically sorts and labels 100+ loan docs — so your team gets 70% faster underwriter-ready files.


Trusted by
Industry Leaders
Trusted by
Industry Leaders
Trusted by Industry Leaders
AI Co-pilot that understands mortgage docs like your best processor — only 10x faster.
70% faster file prep
Cut file intake time from hours to minutes.
70% faster file prep
Cut file intake time from hours to minutes.
100% classification accuracy
Eliminate rework, reduce QC touches, and deliver complete files the first time.
100% classification accuracy
Eliminate rework, reduce QC touches, and deliver complete files the first time.
Higher investor salability
Improve delivery confidence and pull-through rates through standardized file stacks.
Higher investor salability
Improve delivery confidence and pull-through rates through standardized file stacks.
Hear it from our lenders
"What sets Prudent AI apart is that no other vendor offers this level of TPO portal integration today. Not only does Prudent AI have this capability, but their excellent technology and ability to integrate directly into our broker portal made the entire process seamless for us."
David Butler
Chief Strategy Officer - Foundation Mortgage Corporation
"At Newfi, we believe that giving brokers clarity at the point of submission is the key to unlocking scale in Non-QM.
We’re excited to partner with Prudent AI to build the tech platform that makes this future possible."Steve Abreu
CEO - Newfi Lending
"With Prudent AI, we are absolutely more productive and we can touch more files on a day-to-day basis. Underwriting productivity improved by 4x. Full manual review underwriters may do one new underwrite on a daily basis because of the review, especially if you’re doing a 24-month bank-statement review."
Travis LaLonde
Executive Vice President of Credit - Angel Oak
"Since implementing Prudent AI, I don’t have individual underwriters doing their own interpretation of income. I have consistency in looking at bank statements and looking at the income in a certain way. With Prudent AI, I have gone from about an hour to review 12 months of statements to 15 to 20 minutes."
Suzy Lindblom
Chief Operating Officer - Sierra Pacific Mortgage
Streamline your loan intake by automating how documents are delivered into your LOS.
Upload
LOs submit borrower docs through your POS.
Upload
LOs submit borrower docs through your POS.
Classify & Organize
Our AI instantly classifies and indexes every file with perfect accuracy.
Classify & Organize
Our AI instantly classifies and indexes every file with perfect accuracy.
Deliver
Clean, stacked, and indexed files land in your LOS — ready for underwriting.
Deliver
Clean, stacked, and indexed files land in your LOS — ready for underwriting.
Upfront Index is just the beginning. Stack on our products when you're ready.
Add income analysis, fraud detection, or prequal automation — each module snaps into place without disruption or rework.


Your time should go to closing loans, not labeling them
Let Prudent AI do the heavy lifting – so you focus on scaling your business.
Put AI Co-pilots to Work Across your Lending Team
From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file
Put AI Co-pilots to Work Across your Lending Team
From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file
Resources
Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!
Resources
Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!
Resources