All Things Mortgage 

Non-QM lending has moved from an alternative option to an increasingly mainstream part of mortgage origination. In a conversation with HousingWire’s Allison LaForgia, Prudent AI Ambassador Suha Zehl and Angel Oak Mortgage Solutions President Tom Hutchens discussed its growth and why shifting eligibility decisions upfront – the framework behind Prudent AI Upfront Eligibility – is becoming increasingly important.

“I skate to where the puck is going to be, not where it has been." - Wayne Gretzky. Suha discusses moving certainty to the front of the lending process to reduce operational friction and eliminate late-stage surprises. This further allows lenders to scale volume, protect margins, and serve complex borrowers without adding staff. Tune in to listen to the full episode.

Providing Agency-level certainty to Non-QM lenders has always been the mission of Prudent AI. Paul Gigliooti, the Executive Strategic Advisor for Prudent AI shares Prudent AI’s journey over the last few years and how it has made a mark as a leader in the Non-QM market, by making the loan process more efficient for the lenders.

On Chrisman’s Now, Next, Later, Paul debriefs on how important it is to move data accuracy and income certainty to the top of the funnel and not wait until it’s too late. Discover more about in the video below.

How to cater to borrowers with diverse income streams? How to provide better loan experience to gig workers or part-time employees? “Bringing Income clarity to the top of the funnel, and not the tail of underwriting is the way out”, says Paul Gigliotti, the Executive Strategic Advisor for Prudent AI. Watch more below.

Paul Gigliotti hosts a compelling conversation with Suha Beidas Zehl, Founder & Chief Innovation Officer at Z Technology Solutions on how AI copilots and human expertise are reshaping the future of mortgage lending. Tap to watch more.

“How you adopt AI matters as much as what you automate,” says Jayendran GS, Co-founder & CEO of Prudent AI. In this IMN panel, Jay shares how Prudent AI helps lenders shift critical income and document decisions upfront, combining applied AI, data discipline, and guardrails that keep borrower trust intact. Watch more below.

“AI is not a cost-cutting technology; it’s a value-increase technology.”, says Jay, the Co-Founder & CEO of Prudent AI on how AI is shaping the Mortgage industry. Tune in to uncover more to know what’s new in the mortgage market.