Fannie Mae Approved Income Calculator

Instant Fannie Mae Income

Submission-ready, every time. 

Instantly generate submission-ready, qualified income with Prudent AI's connectivity to Fannie Mae approved Income Calculator.  Ditch manual entry, eliminate iterations, and submit with confidence. 

Trusted by

Industry Leaders

Trusted by Industry Leaders

Trusted by

Industry Leaders

Get it right at the intake to get Fannie Mae calculated income.

Automatically identifies business and income types. 

Automatically identifies business and income types. 

Detects business type, ownership, and every income stream from your documents—maps them to the right fields automatically. 

Handles all document types: 

Handles all document types: 

01

Self-employed

Sole prop, S corp, C corp, partnership (Schedule C, 1065s, 1120S, K-1s, etc.) 

02

Rental income

Schedule E, Form 8825 

03

Other incomes

Bank statements, W-2s, paystubs, WVOE, VOE, 1099s (not calculated by Fannie Mae) 

04

Future capabilities

P&L statements, asset qualifiers, SSA benefit letters (not calculated by Fannie Mae) 

Pre-checks to Fannie Mae rules.

Prudent AI catches gaps and mismatches early so your QI aligns with what Fannie expects, reducing reruns. 

Submission-ready package.

Get a clean, audit-grade bundle you can hand off and submit with confidence. 

Fannie Mae reports embedded in the tool.

Income Calculator and Findings Reports from Fannie Mae flow directly back into Prudent AI—no app switching, no downloads. The only tool you need for Fannie Mae calculations. 

Compute and submit—no runaround 

Handles the hard cases.

Multiple businesses, rentals, irregular filings—computed right and aligned to the Selling Guide. 

Pre-checks that prevent rework.

Missing pages and mismatches are caught upfront, so your QI matches what Fannie Mae expects. 

No app hopping

From document upload to QI to submission-ready package—all in one console. 

Works with your LOS

API integration with your LOS—no swivel-chair workflow. 

How it works

01

Automatic extraction & classification

Upload borrower documents once—Prudent AI automatically identifies business ownership, number of businesses, and all income types, classifying them with zero manual effort. 

02

Prompt for QI fields with zero guidance 

The interface surfaces the exact Qualified Income fields required. No training, no guesswork—just fill and go. 

03

Compute QI with pre-emptive checks

Every calculation is Selling Guide-aligned, with built-in checks to reduce errors or re-iterations. Clean, DU-ready income every time. 

04

Submit & retrieve Fannie Mae's Income Calculator reports in one click 

Push results directly to Fannie Mae and receive feedback instantly—no re-uploads, no toggling, no wasted time. Reports appear directly in Prudent AI. 

What this means for Lenders 

Faster cycle times — Hours of manual review reduced to minutes, moving loans to underwriting without bottlenecks.
Faster cycle times — Hours of manual review reduced to minutes, moving loans to underwriting without bottlenecks.
Confidence at scale — Accurate Qualified Income, tamper-proof, with compliance built in. 
Prudent AI's Income Calculator doesn't just compute income — it delivers certainty, speed, and compliance in a single click. 

Put AI Co-pilots to Work Across your Lending Team

From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file

Put AI Co-pilots to Work Across your Lending Team

From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file

Put AI Co-pilots to Work Across your Lending Team

From loan officers to underwriters, Prudent AI ensures each team member works faster, with less risk, and with confidence in every file

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Copyright © 2025 Prudent AI

Get insights from Mortgage experts, industry predictions, and smart ways to stay ahead of the curve delivered to your inbox—in a simplified way!

Copyright © 2025 Prudent AI