Success Story

How BHB Funding transformed operations with Prudent AI

BHB Funding saw a 40% increase in operational efficiency with Prudent AI

About BHB Funding

BHB Funding is a boutique financial firm providing funding and strategic advisory solutions to businesses across 325 industries. Known for its high-touch service, BHB delivers end-to-end support, helping clients secure capital and navigate growth with confidence

Industry

MCA

Company Size

<100

Location

Florida, USA

Before Prudent AI

Customers were lost to delayed approval cycles.

Manual bank statement reviews took up to 4 hours per application.

The team struggled to manage sudden spikes in application volumes.

After Prudent AI

50% increase in daily application handling capacity.

Bank statements now reviewed in minutes, not days.

Underwriters regained time to process more applications efficiently.

Challenge

In the MCA industry, speed is non-negotiable. BHB Funding’s potential customers expected fast approvals to stay competitive. However, their manual bank statement review process created a drag on operations:

Time-intensive document verification slowed pre-qualification.
Underwriters were bogged down with repetitive reviews.
Competitors moved faster, offering quicker decisions.

This manual bottleneck made it harder for BHB to scale and win deals in a high-velocity market.

Impact

By implementing Prudent AI, BHB Funding automated its most time-consuming processes, turning a key bottleneck into a competitive advantage:

20% reduction in overall processing time.
Underwriters now focus on business evaluation and team development.
40% improvement in operational efficiency, enabling BHB to scale without adding headcount.
Deeper insights into merchant cash flows, improving funding decisions.