Expert Spotlight 1
Real Intelligence Replaces Data Extraction
Paul Gigliotti
Executive Advisor at Prudent AI & CEO at California Mortgage Bankers Association
"My prediction for AI in 2026 is that lenders are actually going to start to understand what the difference between artificial intelligence solutions are versus OCR. There's a huge myth out there that people run around selling AI solutions, but there's really not an artificial intelligence component to it—it's just enhanced OCR."
Paul's spent years watching lenders adopt "AI" tools that barely scratch the surface of what's possible.
His prediction?
2026 is when the industry stops settling for glorified data extraction and starts demanding true intelligence. Real AI delivers certainty at top of funnel. It tells consumers what they actually qualify for—not halfway through the process, but immediately.
It eliminates the 33% of mortgages that fall out due to incorrect DTI calculations. It transforms the pipeline from hopeful to certain.
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"My prediction for AI in 2026 is that lenders are actually going to start to understand what the difference between artificial intelligence solutions are versus OCR. There's a huge myth out there that people run around selling AI solutions, but there's really not an artificial intelligence component to it—it's just enhanced OCR."
Paul's spent years watching lenders adopt "AI" tools that barely scratch the surface of what's possible.
His prediction?
2026 is when the industry stops settling for glorified data extraction and starts demanding true intelligence. Real AI delivers certainty at top of funnel. It tells consumers what they actually qualify for—not halfway through the process, but immediately.
It eliminates the 33% of mortgages that fall out due to incorrect DTI calculations. It transforms the pipeline from hopeful to certain.
Read More
"My prediction for AI in 2026 is that lenders are actually going to start to understand what the difference between artificial intelligence solutions are versus OCR. There's a huge myth out there that people run around selling AI solutions, but there's really not an artificial intelligence component to it—it's just enhanced OCR."
Paul's spent years watching lenders adopt "AI" tools that barely scratch the surface of what's possible.
His prediction?
2026 is when the industry stops settling for glorified data extraction and starts demanding true intelligence. Real AI delivers certainty at top of funnel. It tells consumers what they actually qualify for—not halfway through the process, but immediately.
It eliminates the 33% of mortgages that fall out due to incorrect DTI calculations. It transforms the pipeline from hopeful to certain.
Read More
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